Privacy Policy

1. Introduction

Welcome to LoansZM. We are committed to protecting your personal information and respecting your privacy. This Privacy Policy explains how we collect, use, store, and safeguard your data when you use our website, services, or interact with our content.

By accessing or using loanszm.com, you consent to the practices described in this policy.

2. Information We Collect

We may collect the following types of information:

2.1 Personal Information (Provided by You)

  • Name
  • Email address
  • Contact details
  • Information submitted via forms (loan enquiries, newsletter sign-ups)

2.2 Automatically Collected Information

  • IP address
  • Device type
  • Browser information
  • Cookie data
  • Pages visited and time spent on the website
  • Location data (approximate)

2.3 Third-Party Data

We may receive anonymised data from advertising platforms such as Google AdSense, analytics providers, or affiliate partners.

3. How We Use Your Information

We use your information to:

  • Provide and improve our services
  • Respond to enquiries
  • Personalise user experience
  • Show relevant loan and finance content
  • Display targeted advertisements (Google AdSense)
  • Conduct analytics and website performance monitoring
  • Maintain security and prevent fraud

We do not sell your personal information to any third party.

4. Cookies and Tracking Technologies

LoansZM uses cookies to enhance your browsing experience. Cookies may:

  • Remember your preferences
  • Track website traffic
  • Personalise advertisements
  • Improve site performance

You may disable cookies in your browser settings, but some features may not function correctly.

5. Google AdSense & Advertising Partners

Our website uses Google AdSense, which may use cookies, including DoubleClick cookies, to:

  • Deliver personalised advertisements
  • Measure ad performance
  • Prevent repetitive ads

Google may collect data in accordance with the Google Advertising Policy.
Users may opt out of personalised ads via Google Ads Settings.

6. Data Protection & Security

We employ appropriate security measures to protect your information from:

  • Unauthorised access
  • Accidental loss
  • Destruction or alteration

However, no online system is 100% secure; therefore, we cannot guarantee absolute protection.

7. Links to External Sites

LoansZM may include links to third-party websites.
We are not responsible for the content, privacy practices, or security of external sites.

8. Your Rights (UK & International Standard)

Depending on your location, you may have the following rights:

  • Right to access your data
  • Right to rectify incorrect information
  • Right to request deletion
  • Right to restrict processing
  • Right to object to data use
  • Right to withdraw consent
  • Right to data portability

Requests can be made via our Contact Page.

9. Data Retention

We retain your information only for as long as necessary to:

  • Provide services
  • Comply with legal obligations
  • Resolve disputes
  • Improve site functionality

Once no longer needed, your data is securely deleted.

10. Children’s Privacy

LoansZM does not knowingly collect data from children under 13.
If we become aware that a child’s information has been collected, we will remove it promptly.

11. Changes to This Privacy Policy

We may update this policy periodically.
The “Effective Date” at the top will reflect the most recent changes.
Your continued use of the website indicates acceptance of any updates.

12. Contact Us

If you have questions about this policy or wish to request data information, contact us via:

📩 Email: loanzm03@gmail.com
🌍 Website: loanszm.com/contact